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Relationship changes

Relationship is born, grow, changed, maintained, died, and killed.

Relationship is born between two different entities. The tone or flavor in relationship with a same person/entity is keep changing.

There are many good friends become enemy after becoming partners in business. There are intimate lovers become ‘divorced’ after getting married. There are good colleagues who become enemies after working in same project.

When you newly join to a company, in that first day your relationship with your company is different from after 3 or 6 months. Your relationship after 6 months will be not the same after 1 year.

Every second the relationship is changing. .

You may keep distance from your colleague A at the beginning, but later on you get close to colleague A, then you get close to colleague B and forget colleague A, meanwhile colleague A is promoted instead of you, then you stop speaking to colleague A. Now your relationship with Colleague A is dead. When you realize you are acting by your ego, you voluntarily speak to colleague A. Now the relationship is re-born.

The reason for change in relationship may be anything or no reason at all.

You get close to your neighbor, you share your feelings to them. Later they moved to another city. You lost contact with them. After few years if you meet them by chance, you do not feel the intimacy or comfort you had when they were your neighbors. Now the relationship is different.

We may hate a person, to whom we had good intimacy in the past. We may stop speaking to a person, to whom we had unlimited talking in the past.

The relationship between husband and wife at the time of marriage is not the same after few years. If a house wife is going to job, her relationship with her husband will change. Husband has to adapt to the change, otherwise there will be friction between the husband and wife.

If you do not accept the change in relationship, your relationship will be broken.

Relationship between same individuals changes due to following factors. Economy, Educational, Social status, Geography(re-location or moving to another city), Age, Body changes, Hobby, Self-Esteem, Ego, Career, Weather and fight among other relatives.

If your wife and sister have friction in their relation, it will definitely change your relation with both.

As long as you are comfortable with a person or your expectations are satisfied by the person you like to maintain the relationship alive. You know a person for so many years. If you record the moods you have when you are with him, you can see there are lot of changes in the mood.

Keep watching your relationship changes. You can maintain it.

Relationship is growing like tree grows. The reason for change may be anything. If the change gives comfort and good mood, it is positive change. If the change gives discomfort and the rapport collapsed, it is negative change.

You will come to know the value of a relationship only after killing it. If the tree is giving disturbance, do not cut the tree, instead cut the branches. It is very hard or time consuming to have another tree like that. It is applicable to relationship too.

Less expectation and a readiness to accept change and giving the freedom to say ‘No’ will maintain the relationship.

We should learn to maintain relationship at least to say ‘Hi’ when we meet in person by chance.

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Overcome False Fear and Subjective Failure

False fear can spoil your life. Many fears are false or subjective. A man ride his vehicle. He meets an accident. Luckily he survived with small wounds. Next day while driving he gets fear as he may meet accident again. Because of the fear he stops driving. Whenever he try to drive, he gets the driving phobia. This is false fear, it prevents the joy of driving. He has to overcome the false fear, drive normally.

Some time if you see some other getting accident, you may develop a phobia as you too may get accident. This is also a false fear, must be overcome.

Do not get stuck by your failure or fear. Many people quit or give up their study, research, entrepreneurship, and career advancement because of some subjective failure. If you fail in your current project, which is not a verdict as you will fail in rest of the projects.

When I was promoted to Manager, I did well. I received whole hearted support from my management. When I moved to next company, I was not able to perform well as Manager. Due to various office politics, I struggled to be a Manager. Then I started to convince myself as I am not capable of Leading people, I should work as subordinate only, Manager job is a tough, etc. It was a conclusion because of the recent ‘subjective failure’. I forget my past success.

This is actually a false fear. Even there are failures here and there, I have to keep maintaining my position and keep trying to advance it, rather than confining myself within a boundary, due to fear of struggles. Those who are leading, are never stuck by their failure in leading people.

Many executives when promoted to lead people, they may fail to command their sub-ordinates and not having proper chemistry with their superiors. So they may be considered as they are not capable leaders. Even, they may start to convince themselves as they are not. This is a wrong conclusion.

Under a positive situation or different scenario they will perform well. They should not convince themselves as suitable for junior position. They have to keep strive for better position even they are made to fail.

When people fail, they think they can not win for ever. Nothing is permanent. Many failures are subjective. People with lack of awareness believe that failure is permanent. They lead a failure life, even though they are capable of winning.

Identify such false fears. Kill it at the root. Live happily and bravely. This life, human mind, and body are beyond scientific measurements. They can perform any miracle. Just believe you are worthy of how do you like to be.

You may succeed in the past, which is also not a affirmation that you will succeed for ever. So never identify your position by your success and failure. Identify yourself as How do you like to be identified. You deserve what you desire.

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True Financial Freedom

Can man free from money? Is financial freedom possible?

Everybody has their own views for money. Is spending less than the earning can be a way to financial freedom? Is buying lot of assets financial freedom? The bank deposit, assets and everything will vanish once you stop earning. They are not sources for freedom from money.

Is secured Job and Salary give Financial Freedom?
Don’t think your salary is consistent, because you cannot work forever. Paycheck is the rental for the time you have been utilized in a particular domain, where you are specialized.

If you spend your time to earn, you will not have time to spend. If you are not spending, you are not living. You will become machine. Machines don’t live, don’t spend but earn for others.

Reducing the expense within our earning limit isn’t a way for financial freedom. It is a self-torture.

Financial freedom is not living without money. It is living without worrying for money.

Saving and Investment
Money saved will be spent in the future. Money converted to asset and asset will be re-converted to money. Investment is just a transformation. There is no permanent state for money. Money neither can be destroyed nor created. It can be transformed from one state to another. Saving is a myth. It does not happen practically.

How can we attain financial freedom? How much we earn, will be spent today or tomorrow. More we spend more comfort and more standard of living. Everybody has own saturation and satisfaction level for standard of living. So ‘how much to earn’ differs from person to person.

It is the ability to earn consistently is the real way for financial freedom. Our standard of living will fix ‘how much’ we have to earn. We must be able to earn that amount consistently forever. Not today, tomorrow, day after tomorrow, consistently forever we have to earn. Volume of the amount is not an issue, but how long we are able to generate the income, which is important.

We are financially free if we know how much to earn and make it consistently. People who are financially free have such ability.

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Carbon Capture and Storage(CCS) may harmful to Trees and Photosynthesis

Trees and Plants need Carbon dioxide for photosynthesis. If CCS removes ‘carbon’ dioxide, plants may not do photosynthesis. We will not get fresh oxygen and food if no photosynthesis happening.

Carbon Capture and Storage will filter the carbon in the air. We are not sure is it going to remove all the carbons or excess carbon causing global warming.

Carbon dioxide is important for photosynthesis. Plants absorb carbon dioxide from air and release oxygen during day time.

If CCS filters the carbon in the air, How will the photosynthesis happen without carbon. Oxygen will not be released and Agricultural food products will not be produced if photosynthesis is not happening.

If there is no carbon in the air or less carbon in the air, may affect Plants.

The consequences of artificial removal of carbon may show some manageable negative sign, but is should not be a nemesis. CCS is like a pain killer, which I already mentioned in my previous article, but the side effect of the pain killer should not kill the patient.

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Buy Home for your Retirement – Reverse Mortgage Loan

Club the Housing loan into Retirement plan

Buying a home is a simple and easy way to retire. You do not need to save separately for your retirement.

There are lots of retirement plans and policies available for private sector employees. Out of the salary some money has to be allotted for retirement if you have enrolled in any retirement scheme.

Now you do not need to look into such policies or worrying about retirement.

Buy a home now. Pay its EMI. Live in your home without house owner harassment or often need to change your whereabouts. No need to pay sky scrapping rent. Let the EMI be your rent. You live in your own home.

When you become old, you would have completed your housing loan EMI and the house will be yours completely. At the same time you would not have any money or bank balance when you stop earning due to aging.

Now club the Housing loan into Retirement plan. If you already owning the house club the house into your retirement.

The only value you possess is your home. Do not sell it to manage your retirement expenses.

Do not pledge your home for loan against property where you have to pay your EMI monthly for the principal amount you get.

Just Reverse Mortgage your home.

Reverse Mortgage loan is given against the equity of your home. You do not need to repay the principal amount, which means no EMI. You do not need move out your house. Even though it is mortgaged, it is your home. You can live in your home as long as you like or till you die. The creditor or bank will issue the loan amount in periods for example monthly.

In reverse mortgage loan, it is like you are selling your home, get the cash periodically, but you do not need to vacate from your home till you are alive. You are allowed to live in your ‘sold’ home provided you enjoy the privilege of a house owner.

You get your retirement security from your home through Reverse Mortgage Loan.

Once you are dead, the creditor or bank will ‘realise’ the loan amount from your house.

There is a philosophical touch in this Buy a Home and Reverse Mortgage It.

When Alexander The Great die, he said ‘let my hands be visible to the public from my coffin. So people could know that I do not carry anything with me’.

In the same way, we possess something for the comfort of our living. We use and enjoy it till we are alive. When we die we give up our possessions. We die with the empty hand. We born empty and die empty. We are not bounded to any property.

If you are buying a house, do not worry about your retirement or do not save for your retirement. Let the EMI of housing loan be your retirement saving.

If you have a house, you do not need to depend on Government or no need to blame government for your retirement. Your house covers your retirement.

Verify this information by cross checking with your bank.

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Social Networking in Olden Days

Social networking is not new. It is existing before the advent of internet. The concept of social networking is existing since man started to live in communities(group).

Today, the medium is internet. Earlier it was the trees and community places. Every village has one or two big trees or halls in temple or belongs to local panchayat. People gathered there when they have free time, especially in the evenings. They discuss about everything interested to them. Have fun and relaxation. Some people initiate the topic. Then the topic will revolve for many hours or days.

Today majority of villages are getting empty. Villagers are moving to cities to be a part of silicon civilization. There is not big trees in the cities. Few parks are there, but they are occupied by people waiting for their coffin and adolescent lovers. So no proper place for ‘In Person’ social networking.

But the inner call for ‘social talk’ is smouldering like smoke. Human is a social animal, social activity is must. The need for social activity is satisfied at ‘social networking’ sites. Social networking portals are ‘Silicon Trees’, where people of silicon civilization can interact when they are free under the shadow of silicon tree.

The feelings get under ‘Real Trees’ and ‘Silicon Tress’ both are same. Man is eliminating wooden trees, instead nourishing ‘Silicon Trees’ to sit, gather, discuss, speak, shout and relax.

So the core concept of social networking is existing since man lived in caves. Social networking or virtual life is going to boom. Every section or group of people need a ‘space’ to express their social networking calls.

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Importance of Having Fun in Life

Importance of playing and having fun in life.

From childhood to college days, we play, have fun during our free time. But when we go to job, or after becoming adult we stop playing.

Playing and having fun are vital for healthy and happy life both mentally and physically. During childhood our mind is filled with games and fun. During adulthood our mind is filled with tensions and problems. We do not satisfy with what we have in hand. We keep searching something. Never ending search. We do not have time to play. Neglect playing and having fun. We leave them as they are kiddies activity.

Play, having fun, laugh are like antibodies to prevent tensions, fear, stress of adulthood life. While playing we forget everything, mind is free from all, which are unnecessarily hooked with our mind. You can experience the body in full action only if you have fun and play.

Ignore all your urges, throw away your fears and tension, create friends to play, have fun, laugh like mad. Suddenly you will be relieved from the past and the future and you will be in pleasureful present.

Having fun in life and playing may slow down the aging process.

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Recession is not new to India

Every civilization, every kingdom, every institution have faced recession in the history. Recession is not new to humanity or society. It might be new to the current generation facing it, but not to the humanity as a whole.

From Indus valley civilization to Mayan civilization recession is common. Every civilization born, mature, flourish, saturate, decline(recess) and disappear.

Apocalypto movie shows the Mayan society in its recession.

The kingdom of Alexander had recession and disappeared soon after his dead.

The first largest known empire of India is Mauryan Dynasty founded by Chandra Gupta Mauryar. It reached its peak during Asoka tenure. King Asoka the first ruler who ruled the territory which is larger than the current political territory of India. After his death, within 50 years Mauryan Dynasty disappeared.

Nanda dynasty was earlier to Mauryan dynasty but it was not so big as Mauryan. When Alexander reached Indus Nanda dynasty was ruling northern India.

After Mauryan dynasty there were various kingdom/kings ruled various part of India attained peak stage and recessed or disappeared.

Guptas, Harshar, Kanishkar were worthy of mentioning.

Raja Raja Cholan from Tamilnadu and Krishan Devarayar from Andhra pradhesh were notable kings. Their kingdoms flourished for around 200 years.

The Pragadeeswarar Temple at Tanjore, India built by Chola kingdom reveals how much rich they should be to built such a temple.

Next dynasty which ruled more than the current political map of India is Mughal Empire during Aurangazeb period. After Aurangazeb mughal empire disappeared.

Ancient cities India like Patna, Madurai, Hambi, Kannosi, Delhi were having their importance due to either political or economic or power. Except Delhi none retains its old richness and importance.

The importance and richness were recessed from old cities to new cities. Bombay, Bangalore, Chennai, Hyderabad, Vizag are having the BUZZ now. They are the cities born during British rule in India. Like in the history, these cities will loose its importance and people buzz, new cities will emerge.

Those who have been living in Chennai, India for more than 30 or 50 years could remember the transition of busy or Buzz points in the city.

When I was a school going boy, Luz corner near mylapoor, mount road around Devi theater and Alankar theatre and Pandy bazaar were busy or buzz points of the city. Paris corner was the busiest Place in Chennai. Now they lost their center of attraction.

Now South Usman road, Ranganathan street in T.Nagar, Purasaiwalkam Garden Area Near Abhirami Mahal, city center, Spencer Plaza, Ispahani Center are buzz points of the Chennai city.

The Indian road king Ambassador car is in its recession. It could not compete with modern car companies.

Guindy and Ambattur Estates were hot spot for private employments for previous generation. Now OMR(Old Mahabalipuram Road) is the hot spot for private employments.

Recession is happening all the time at various level. An individual may face recession personally. Personal recessions are not noticed.

Even now several Indian cotton industries facing recession and people depending on those industries are suffering.

American diamond industry was thriving in Trichy district till a decade back. It had its recession when China captured the world American diamond market. Some of the families, individuals committed suicide from Trichy district during the recession in Indian American diamond industry.

The advent of modern women dresses like Jeans and top, Suridhar, Salwar, Mities eliminated the craze for Silk Saree. Silk Saree industry at Kanchipuram, India is under recession or about to disappear.

What was the economic situation of India, when it attains freedom from British. It was broke not even under recession. What is the situation now.

Indian farmers have faced recession during Jamindari administration, after Independence. Still farmers from different geographical locations of India facing recession. Recession is not new to Indian farmers. They born, grow, suffer, and die in between recessions.

There are sections of Indians who used live with recession and get adjusted to it.

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What is the Carbon Storage

Carbon storage is a major problem today since ‘carbon cycling’ is get affected by human activities. The carbon in the atmosphere is sucked by trees. ‘Clearing’ the trees and growing concrete jungles leave the carbon in atmosphere intact.

Moreover, we are using the fossil fuels(coal, oil) since last century. Fossil fuels are noting but a form of carbon. Tons and tons of carbon was unearthed, burnt and released into the air. There is no enough trees to inhale the excess carbon and chemicals or gases of carbon composites in the air.

Since green house gases are nothing but carbon composites, carbon – excess carbon becomes the reason for global warming and climate change.

Scientists and developed nations are investing time and money to deal with excess carbon. If we manage to suck the carbon from atmosphere, where do we store the captured carbons? There are lots of mechanism or chemical processes are available to extract the excess carbon in the atmosphere from all over the world.

The big challenge is where do we store the extracted carbons.

We can not manually bury the excess carbon deep into the earth like fossil fuels. Fossil fuels were buried in earth by nature. Moreover, we can not find a large site to bury such huge quantity of carbons. No country will be ready to be carbon dustbin.

Even if we managed to bury or store the carbon in the earth, it may contaminate the ground water or soil quality.

Store Carbon in Space
We can store the concentrated or condensed carbon in big containers. With the help of a space shuttle / rocket, we can throw the containers into outer space and push them move infinitely away from earth. It is highly cost effective and more ‘carbons’ will be released from rockets in the process.

Store Carbon in Sea
We can store carbons in the big water proof ships. Let the ships sink deep into the sea with the carbon. We need to make sure the ship is water proof. In this way more quantity of carbon can be stored into sea. Sea seems to be the alternative carbon storage house.

The finest solution for storing carbon is Growing Trees. Grow more trees. Trees are natural carbon storage houses. They are the ‘crux’ in carbon cycling. When trees are cut, carbon cycle will be incomplete.

Instead of finding a innovative scientific solution, we can ‘build’ natural carbon storage houses. Let us do not reinvent the wheel again, let the old wheel roll again to complete carbon cycle.

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Opportunities in Recession

Psychologist have good opportunity during recession. There is boom in depression, suicidal attempts/victims, frustration among jobless people. Doctors have to do their business in full swing to attend the recession stimulated mental patients.

Cell phone sales is not slowed down during recession, instead it may be increasing. Cell Phone Servicing will have high demand and job openings irrespective of recession. Learn Cell phone servicing and become a cell phone technician. Mobile phone industry is not affected in recession.

Sales jobs are always having openings irrespective of recession. Those who lost their ‘sitting job’ can try out a sales job, which also reduce their fat level accumulated in their ‘sitting job’.

Human resource development and personality development have scope to improve the confidence level of emerging graduates/freshers since no openings for them. So self development firm can conduct interview training, interpersonal skills, etc. to keep them engaged.

During recession or economic crisis government may initiate major construction projects. So civil engineers , contractors, mason labors have good job opportunity.

Collection Executive jobs will have more openings in recession. Many who took loan before recession can not repay the EMI, so more collection executives will be deployed to dodge loan/credit card defaulters to get the money.

Recession will create a restlessness, confusion among people. This may be headache to ruling government of developed nations. So to divert the people’s attention from recession, developed countries may engage in war with weaker countries. So there may job openings in military and weapon related industry.

News papers and publishing medium have permanent headline or topic to scream called recession. Reporters will collection information and statistics about global recession all over the world and keep the public panic. There may be small job opening in journalism or more if developed countries start the war.

Spiritual Gurus or corporate Gurus and their missionaries and assistants will be busy dealing with depressed people, giving solace and hope for a better tomorrow. Good opening is always in the spiritual sector.